Save on new cars with AutoWorld Discount

Finance

Autoworld Discount's principal business is to provide a service for the supply of rare prestige vehicles. We can, however, offer excellent tailored financial instruments that work for each individual purchasing need. (Autoworld Prestige Ltd Consumer Credit Licence Number 604572/1)

If you are looking to buy a vehicle on Finance, why not ask us to put together a competitive quote or talk to us about the range of options open to you (contact us by telephone or email and we will go through your unique individual requirement personally). The main Finance options and associated benefits are featured below.

Balanced Payments Plan

Balanced Payment is a finance option for contracts over £25,000, with the advantage of fixed monthly payments. However, unlike Hire Purchase, where the interest is fixed, balanced payment plans track changes in the finance house base rate. As rates fall or rise over the period of the contract, so does the interest charge you pay.

How does it work?

You pay an initial deposit, and repay the balance in fixed monthly payments over an agreed term set by you (12-60 months).

At the end of the term any variation of interest is reconciled and will be settled as either a credit to you, or a charge.

Other options available with Balanced Payment Plan include a deferred final ‘balloon’ payment, or settling your agreement early with a lump sum payment.

The Benefits of Balanced Payment Plan

Low deposit - keeps valuable personal or business cash available
Flexibility – optional lump sum payments
Competitive - low cost options for early termination
Fixed monthly payment - perfect for budgeting
Tax benefits - Tax allowances for business users
Potential savings - save if interest rates fall
VAT free - no VAT on payments

Hire purchase with a balloon

Hire purchase with a balloon offers lower monthly payments than normal hire purchase. Instead, at the end of the agreement, you can make a final lump sum payment (or 'balloon') to own your car.

It's fixed rate finance - but with a lower fixed monthly outlay since you defer repayment of some of the borrowing. At the end of the agreement options include car purchase, refinance, part exchange or resale.

The deposit you pay is flexible - typically between 10-50% of the vehicle cost. The deferred balloon element is calculated on the estimated future resale value of the car.

The difference, plus fixed interest, is repaid in equal instalments over an agreed period (12-60 months), plus a final balloon payment.

Why consider Hire Purchase with balloon?

Low deposit - keeps valuable personal or business cash available
Lower fixed monthly payments - perfect for budgeting
A better car - lower payments help you choose a higher specification car
Flexibility - does not compromise your other lines of credit
Assets - you gain vehicle ownership
Tax benefits - Tax allowances for business users
VAT free - no VAT on payment

Hire Purchase (HP)

Hire purchase offers a straightforward way to spread the cost of your new car. With this method of finance you have a fixed rate of interest with fixed monthly payments, making budgeting simple and easy.

You choose the amount of deposit you wish to pay, typically between 10-50% of the car’s cost. The remainder of the balance, together with fixed interest, is repaid over an agreed period of your choosing (12-60 months).

The benefits of Hire Purchase:

Low deposit - keeps valuable personal or business cash available
Control - you decide the deposit, you decide the term
Fixed monthly payment – makes budgeting simple
Flexibility - doesn't compromise your other lines of credit
Assets - you gain ownership of the car
Tax benefits - Tax allowances for business users
VAT free - no VAT on payments

Personal Contract Purchase (PCP)

Personal Contract Purchase (PCP) is an increasingly popular choice for car finance. It offers the best in flexibility at the end of the agreement, together with low, fixed monthly payments.

PCP is perfect if you are opting out of your company car scheme. Your company car allowance can fund your monthly payments, but there is no company car tax to pay.

At the beginning of the agreement your car’s guaranteed future value is calculated, based on an agreed mileage and age. This is deferred as a final ‘balloon’ payment.

With PCP you don’t have to commit to buying the car at the outset. You use it for an agreed period of time (24-48 months) and then decide at the end of this period what you would like to do. You have four options:

Buy the car by paying an agreed minimum residual value
Part-exchange the vehicle for another
Sell the vehicle privately (settling the balloon)
Or, subject to mileage and condition, return the car with nothing more to pay (e.g. if depreciation resulted in negative equity)

The benefits of Personal Contract Purchase:

Low risk - A minimum future value is guaranteed
Low deposit - keeps valuable personal or business cash available
Low fixed monthly payments - perfect for budgeting
Choice - Buy the car, part-exchange it or just return it
A better car - lower payments help you choose a higher specification car
Tax advantage – the cash alternative when you opt out of a company car scheme is not subject to company car tax
VAT free - no VAT on your payments

Please note that we introduce vehicle purchase opportunities. We do not sell vehicles. Autoworld Discount is part of Autoworld Prestige Ltd - an independant company, not associated in any way with the vehicle manufacturers Land Rover or Audi.

Finance for Honda Vehicles

Autoworld Discount offer fantastic Finance Rates on New UK Honda Models.

Honda Civic 1.8i VTEC Type S 3 Door, Business Contract Hire from £221 Per Month (For Personal Contract Hire just add VAT at 17.5% giving approx £259 per month). Figures based on 3x35 term, Non Maintenance, Non Metallic, 10,000 Miles Per annum.

Honda Civic 2.2 CTDi Type S 3 Door, Business Contract Hire from £227 Per Month (For Personal Contract Hire just add VAT at 17.5% giving approx £267 per month). Figures based on 3x35 term, Non Maintenance, Non Metallic, 10,000 Miles Per annum.

Honda Civic 1.8i VTEC SE 5 Door, Business Contract Hire from £211 Per Month (For Personal Contract Hire just add VAT at 17.5% giving approx £248 per month). Figures based on 3x35 term, Non Maintenance, Non Metallic, 10,000 Miles Per annum.

Honda Civic 1.8i VTEC SE Leather 5 Door, Business Contract Hire from £226 Per Month (For Personal Contract Hire just add VAT at 17.5% giving approx £263 per month). Figures based on 3x35 term, Non Maintenance, Non Metallic, 10,000 Miles Per annum.

Honda Civic 2.2 CTDi SE 5 Door, Business Contract Hire from £234 Per Month (For Personal Contract Hire just add VAT at 17.5% giving approx £274 per month). Figures based on 3x35 term, Non Maintenance, Non Metallic, 10,000 Miles Per annum.

Honda Civic 2.2 CTDi SE Leather 5 Door, Business Contract Hire from £253 Per Month (For Personal Contract Hire just add VAT at 17.5% giving approx £293 per month). Figures based on 3x35 term, Non Maintenance, Non Metallic, 10,000 Miles Per annum.

Honda Civic 1.8i VTEC ES 5 Door, Business Contract Hire from £269 Per Month (For Personal Contract Hire just add VAT at 17.5% giving approx £315 per month). Figures based on 3x35 term, Non Maintenance, Non Metallic, 10,000 Miles Per annum.

Honda Civic 1.8i VTEC ES Leather 5 Door, Business Contract Hire from £289 Per Month (For Personal Contract Hire just add VAT at 17.5% giving approx £338 per month). Figures based on 3x35 term, Non Maintenance, Non Metallic, 10,000 Miles Per annum.

Honda Civic 2.2 CTDi ES 5 Door, Business Contract Hire from £280 Per Month (For Personal Contract Hire just add VAT at 17.5% giving approx £329 per month). Figures based on 3x35 term, Non Maintenance, Non Metallic, 10,000 Miles Per annum.

Honda Civic 2.2 CTDi ES Leather 5 Door, Business Contract Hire from £299 Per Month (For Personal Contract Hire just add VAT at 17.5% giving approx £348 per month). Figures based on 3x35 term, Non Maintenance, Non Metallic, 10,000 Miles Per annum.

Honda Civic 2.2 CTDi EX 5 Door, Business Contract Hire from £315 Per Month (For Personal Contract Hire just add VAT at 17.5% giving approx £370 per month). Figures based on 3x35 term, Non Maintenance, Non Metallic, 10,000 Miles Per annum.

Honda Civic 2.2 CTDi EX Glass Roof 5 Door, Business Contract Hire from £324 Per Month (For Personal Contract Hire just add VAT at 17.5% giving approx £380 per month). Figures based on 3x35 term, Non Maintenance, Non Metallic, 10,000 Miles Per annum.

Honda Civic 2.2 CTDi EX Glass Roof Leather 5 Door, Business Contract Hire from £338 Per Month (For Personal Contract Hire just add VAT at 17.5% giving approx £396 per month). Figures based on 3x35 term, Non Maintenance, Non Metallic, 10,000 Miles Per annum.

Honda CR-V 2.0i VTEC SE 5 Door, Business Contract Hire from £263 Per Month (For Personal Contract Hire just add VAT at 17.5% giving approx £309 per month). Figures based on 3x35 term, Non Maintenance, Non Metallic, 10,000 Miles Per annum.

Honda CR-V 2.2i CTDi SE 5 Door, Business Contract Hire from £275 Per Month (For Personal Contract Hire just add VAT at 17.5% giving approx £323 per month). Figures based on 3x35 term, Non Maintenance, Non Metallic, 10,000 Miles Per annum.

Honda FR-V 1.8i VTEC SE 5 Door Estate, Business Contract Hire from £248 Per Month (For Personal Contract Hire just add VAT at 17.5% giving approx £291 per month). Figures based on 3x35 term, Non Maintenance, Non Metallic, 10,000 Miles Per annum.

Honda FR-V 2.2i CDTi SE 5 Door, Business Contract Hire from £265 Per Month (For Personal Contract Hire just add VAT at 17.5% giving approx £312 per month). Figures based on 3x35 term, Non Maintenance, Non Metallic, 10,000 Miles Per annum.

Honda Legend 3.5i VTEC EX Automatic 4 Door, Business Contract Hire from £366 Per Month (For Personal Contract Hire just add VAT at 17.5% giving approx £430 per month). Figures based on 3x35 term, Non Maintenance, Non Metallic, 10,000 Miles Per annum.

Honda Legend 3.5i VTEC EX ADAS CMBS Automatic 4 Door, Business Contract Hire from £399 Per Month (For Personal Contract Hire just add VAT at 17.5% giving approx £469 per month). Figures based on 3x35 term, Non Maintenance, Non Metallic, 10,000 Miles Per annum.

IMPORTANT NOTICE: Please note that we introduce vehicle puchase opportunities. We do not sell vehicles. Autoworld Discount is part of Autoworld Prestige Ltd - an independant company, not associated in any way with the vehicle manufacturers Mercedes-Benz, Land Rover, Honda or Audi. Please see out terms and Conditions for further information. We are not Agents or Resellers. We are in the business of introducing Buyers to Suppliers only. All details concerning the purchase of vehicles must be confirmed and arranged directly between the buyer and supplier to both parties satisfaction. It must be fully understood that any details concerning the purchase including (but not limited to) ownership, payment, payment security, payment arrangements, all costs, including VAT payment, Vehicle Description and Specification, Delivery times and Charges, Registration details. Any representation of any kind is to be fully the responsibility of the supplier. All information presented in this website MUST be confirmed by the supplier (we can take no responsibility for errors), please get all details in writing from the supplier and do not take any notice of verbal or written information (including emails or website information) from any other party including ourselves - this will help to reduce the possibility of mistakes and will make the lines of responsibility very clear. Please be aware that any offer can be withdrawn without notice and prices may be subject to change at an time. Any offer to sell is subject to a written quotation dated, fully addressed to and offered to a named prospective buyer (not an email) from the supplier (not us). Any Finance Figures given are suject to status and may be revised, amended or withdrawn at any time. Vehicles are sold by the supplier (not us) subject to availability and the right is reserved to change or withdraw any offer prior to acceptance by the supplying dealership. Photographs shown may not be of the vehicle described and quoted UK list comparison prices are presented by the supplier and have not been verified as accurate by us - please check these yourself prior to purchase. Any pictures or brochures shown do not represent the vehicles, colours or details advertised.

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